Medicare FAQs

What is the General Enrollment Period?

he General Enrollment Period (GEP) runs from January 1-March 31 and is an opportunity for some individuals to enroll in Original Medicare if you didn’t enroll during the Initial Enrollment Period and don’t qualify for a Special Enrollment Period.

What is the Medicare Supplement Open Enrollment Period?

Open enrollment for a Medicare Supplement or “Medigap” Plan last for 6 months beginning the month you turn 65 and are enrolled in Medicare Part B. Some states have an open enrollment period for eligible individuals under the age of 65, and a second enrollment period when they turn 65. If you are under 65, check with your state insurance department for guidelines.

What is the Medicare Advantage Open Enrollment Period (OEP)?

The Medicare Advantage Open Enrollment Period is when Medicare Advantage policyholders are eligible to make a one-time plan change. OEP runs from January 1-March 31 each year. During OEP, Medicare Advantage members are eligible to:

  • Switch to a different Medicare Advantage plan
  • Drop their Medicare Advantage plan
  • Return to Original Medicare
  • Sign up for a stand-alone Medicare Prescription Drug plan if returning to Original Medicare

What is the Initial Enrollment Period?

The Initial Enrollment Period for Part A and Part B starts 3 months before your 65th birthday, includes the month you turn 65 and ends 3 months after the month you turn 65.

What is the Annual Enrollment Period (AEP)?

The Annual Enrollment Period (AEP)—also referred to as The Medicare Advantage and Prescription Drug Plan Annual Enrollment Period or the Medicare Fall Open Enrollment—allows you to make changes to your Medicare Advantage coverage and runs October 15-December 7 each year.

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